Our bank does not report business purpose loans to credit bureaus. Why isn’t a spreadsheet-based approach to exception tracking scalable?Īren’t HELOCs exempt from flood insurance?Īren’t HELOCs exempt from flood insurance requirements? Is there a standard modification agreement?Ĭould you provide a copy of a standard Modification Agreement? We want to extend a Construction loan for another six months. Scalability challenges with spreadsheet-based exception tracking for commercial loans Do we need signage such as the FDIC stickers? What if a courier for the bank picks up some proof work where only our employees make deposits instead of running to a branch? Pages

They don't have cash drawers, are not listed as branches, and they don't service the deposit customer walking in off the street. Lending Production Office, FDIC Signs Required Is a bank required to have the Equal Housing Lender Poster displayed in a language other than English? We have a Spanish version, but it is not displayed. In order to comply with Fair Housing Lender requirements, is the lender required to include the Equal Housing Logo on the Adverse Action Notice form? Displaying Bi-lingual Equal Housing Lender Poster On our banking website do we need both the equal housing lender logo AND disclosure? I read that we do but can find one banking website that actually does. If we are listing OREO property for sale in the newspaper, must we include the FDIC or Equal Housing Lender information? Equal Housing Lender Logo/Disclosure On Website Check out other logos starting with 'E' equal housing lender logo, equal housing lender logo black and white, equal housing lender logo png, equal housing lender logo transparent, logos that start with 'E'. What does ECOA require be on this letter? FDIC and Equal Housing Lender Information Relative to Advertising OREO Property I am trying to find out what the federal regulators would require we have on a Conditional Approval Letter issued to a borrower. Where can I find the most current Equal Housing Lender Poster and is it dated to ensure it is the most current? ECOA Requirements for Conditional Approval Letter If we post a picture on social media of customers that have just closed on a home loan, and we are congratulating them, is it necessary to include the EHL symbol or can we just have the EHL words included in the post? Most Current Equal Housing Lender Poster On Home Equity Line of Credit statements, is it required or acceptable to include the FDIC and Equal Housing Lender logos for notices and statements?ĭoes a bank branch that does not have a lender nor accepts loan applications require an Equal Housing Lender poster in the lobby? EHL Symbol Required on Social Media Post? 2023 BSA/AML Top Gun Conference ON-DEMAND.2023 Lending Compliance Triage Conference.2023 Operations Compliance Triage Conference.

Equal housing lender logo white